"Ask Me Anything:10 Answers To Your Questions About Auto Accident Compensation

Why You Should Consult With an Auto Accident Lawyer

The no fault auto accident law firm insurance law covers injuries and property damage, unless the negligent driver was not insured. This is the reason it's advisable to speak with a lawyer for Auto Accident Law Firms a car accident prior to giving a recorded or written statement to the insurance company.

Written and oral statements could be used against you in the event that your case goes to trial. An experienced attorney for car accidents will know how to properly make a case and then try it for maximum value.

Damages

There are two types of damages a victim may receive after an automobile accident. They are both economic and non-economic. Economic damages are easily quantifiable losses. Medical bills, lost wages and repair costs for vehicles are some examples. Non-economic damages are more difficult to quantify. They can be a result of suffering and pain, loss of enjoyment of life, and emotional anxiety.

An experienced car accident lawyer can assist victims in claiming the maximum amount of compensation. They can also advocate to get a fair settlement from the insurance company of the driver at fault. If the insurance company doesn't agree to payment, they can take the case to court.

A skilled lawyer for car accidents will ensure that the victims are compensated for all of the potential losses and expenses. This can be accomplished by collecting as much information as possible from the scene of the accident. For instance, they can take photos of the scene of the accident and collect information from witnesses. This will ensure that the insurance company does not attempt to overvalue a claim or deny it altogether.

In addition, a car accident attorney can help victims estimate the full cost of their injuries. This includes the costs of future and past medical treatment, and any expenses associated with hiring someone to cook for them or to do chores in the event that the victim is unable to do these tasks.

Medical bills

When you're involved in a car accident, medical bills could get expensive quickly. Even with no fault insurance or a personal injury lawsuit settlement these bills will not magically disappear. You have to pay them now, not later.

There are two easy ways to pay for medical expenses by your car insurance and your health insurance. In New York, the former is called Med Pay and covers the first medical expense following an auto accident regardless of who was at fault. The latter is usually provided by the state (Medicare) and/or an insurance plan that is private.

Always visit the doctor after an accident, especially in the event that you're not feeling well or believe that your injuries aren't that severe. A quick assessment will ensure that your injuries, including internal injuries, are diagnosed and treated. Your visit can also result in medical records that could be crucial in the event of a lawsuit.

When these two options have been exhausted, you can go to the driver at fault's liability insurance, if their policy will pay for your damages. However, you'll have to pay for your own copays and deductibles. When an agreement is reached with the party at fault, you will be paid for any accident-related expenses. This is why it's important to keep an eye on all your expenses as well as any expenses you pay out of your pocket.

Lost wages

In addition to medical bills and property damage, a major car accident could also result in lost wages. If you're not able to work due to injuries sustained in an accident, it can be a stressful task to keep up with your financial obligations daily. You may need to borrow money from family or rely on personal savings until your case is settled. An experienced New York car accident attorney can evaluate your case and determine whether you have an appropriate claim for loss of earnings.

In cases involving car accidents, a judge grants compensatory damages to compensate you for the amount of money you would have earned but for your injury. Benefits, wages and overtime all fall under the umbrella term "economic damages." The goal of this kind of compensation is to bring you to your financial situation prior to the incident.

If you're not working due to an injury, a judge calculates the amount you've lost reading a letter from plaintiff's employer which confirms their salary or hourly wage and how long they've been absent from work. Bank statements and paycheck stubs are also pertinent. Profit-and-loss accounts, tax returns, and profit-and-loss reporting can also be included.

In addition to losing income, an auto accident law firms accident lawyer may seek compensation for loss of earning potential. This is a difficult aspect of your damage, and is difficult to prove. A professional witness is required.

Suffering and pain

You may be left with unpaid medical bills, damage to your property, and lost income if you have an accident that is serious. You could also suffer psychological and emotional trauma. You may be entitled to compensation for the pain and suffering that you have experienced. A lawyer can help get you the money you deserve.

A lawyer can also help in dealing with insurance companies. Since insurance adjusters have their own financial interests at heart and are often trying to reduce or deny your claim. An attorney for car accidents will protect you from these tactics and negotiate an equitable settlement for your injuries and losses.

Record all the costs and damage to property that you incurred as the result of the accident. Included in this are the cost of medical bills, estimates for repairs and receipts for items damaged. It's also important to take pictures of the accident site and your injuries. Also, you should avoid talking to anyone about the accident except for medical and police professionals.

A lawyer can also help determine who is responsible for the accident. New York is a state that utilizes "comparative negligence" which means that the amount you're awarded for damages will be reduced by the percentage of your fault. In certain cases, a corporation, a city or state agency or a sanitation company or public transportation service could be the responsible party.