This Week s Top Stories Concerning Motor Vehicle Litigation

Motor Vehicle Legal Terms

motor vehicle accident attorneys (highwave.kr) vehicle laws vary greatly from state to state. In general the law, it assumes that the vehicle is being operated with its owner's permission.

Laws enhancing penalties, making revocation automatic or the targeting of social hosts have mixed impacts on mortality rates. All of these measures, which include mandatory education, alcohol treatment, and interlock devices, have only a slight impact.

Legal Definitions

The laws governing the legal definitions of motor vehicle accident lawsuit vehicles are formulated and regulated at the state level. The different definitions of federal law used for national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers serve mostly for administrative purposes and are not applicable to states determining their own registration classifications. These classifications of vehicles determine if a motorist requires an exclusive license to operate certain types vehicles.

These state laws define the terms "automobile," "light truck" and many others. For example, the definition of light truck encompasses any motor vehicle with an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes panel delivery trucks and pickup trucks. Also, it excludes any combination of vehicles specifically designed to carry passengers or property within its own structure, including trailers and manufactured homes.

A wheel chair is a device equipped with wheels, used primarily by people who because of physical impairment, are unable to walk as pedestrians. Mopeds are motor vehicle that has no more than three wheels that are in contact with the ground. It operates at a speed not more than 35 miles per hour.

A pedicab vehicle is one that is driven by an operator who sits on it. The owner of a vehicle is the one who owns the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that regulate everything from the registration process to insurance requirements. The laws also deal with the types of vehicles covered by law. Some of these laws are the same across states, but others vary considerably. There are laws that restrict how many people can be transported by pedicab. There are also laws that prohibit reckless driving on certain kinds of roads, including parking spaces.

If you do not follow these laws, you may be punished and fined. The penalties could range from getting your driver's license revoked and being required to attend the traffic school.

One of the most important laws a state has regarding automobiles is that it governs the speed limits set on roadways. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines a "motor vehicle" as any carriage or motor vehicle accident Attorneys any other device that moves mechanically and used on roads to transport property or people or for commercial uses. It excludes trailers and semitrailers and coaches, house trailers or coach trailers or vehicles that only run on tracks or rails, snowmobiles and all-terrain vehicles, motorized mobility assistance devices operated by a person with disabilities and self-propelled corn or hay harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that covers financial losses arising from liability for bodily injuries or death, property damage to a third-party arising out of ownership and operation, maintenance or the use of a covered vehicle. It may also provide protection against physical damage to the insured vehicle. It must include the name and address of the insured named and the amount of coverage offered by the policy, the cost paid for it, the time of effectivity and the limits of liability. It must also include an agreement or endorsement that the insurance coverage is provided in accordance with the coverage specified in the policy for bodily injury or property damage, and is subject to all of the provisions of this chapter.

The language used in the motor vehicle policy may be confusing to anyone, and Duncanville law firms will often recommend that an individual review an example policy to understand the terms. One of the most common areas of confusion is the definition of "motor vehicle." The phrase appears frequently in statutes governing the registration of vehicles and financial accountability laws.

Examples of coverages offered under an insurance policy are commercial auto coverage for automobiles that are used for commercial and business establishments or for employment, activities, or jobs carried out for profit, and automobile liability insurance, which includes PIP, MP, and uninsured and underinsured coverage for drivers (UM/UIM). This type of insurance is required by several states.

Permissive Use

If anyone other than an insured or family member is driving your car and gets into an accident, it's important to understand the process of insurance coverage in these instances. This concept is known as permissive use. The specific terms of your policy can vary but generally, the majority of large car insurance providers offer this kind of insurance.

It is important to remember that you are liable for any damage caused by a driver with your permission. Permission can be given in writing or implied, and it generally does not have to be recorded.

In determining whether there is implied permission, courts will look at the relationship between the parties; their prior behavior and use of the vehicle; and the circumstances surrounding the specific driving event that is in question. A court will also examine whether there were any restrictions placed on the scope of permissive usage and whether even minor deviations from the time, location and usage restrictions of the permission would be in violation of these restrictions.

Remember that adding a driver to your auto insurance policy will likely increase the cost of your insurance, since the vehicle becomes more difficult to insure. It is therefore important to be aware of your options before lending your car to others. Contact Jerry for a no-cost insurance quote and discuss the policy's terms.