Five Killer Quora Answers On Auto Accident Attorneys
Auto Accident Attorneys
The long-term consequences of a car crash can result in expensive medical bills, a lower income, and pain and suffering. The party who was negligent in causing your accident should be liable to compensate you for these losses.
A New York City auto accident law firm accident attorney can help you get the full amount of compensation for your losses. A trained car accident attorney will also shield you from unreasonable denials by insurance companies.
Distracted driving
Every driver has the responsibility to drive safely and pay attention to the road. Distracted driving can be dangerous for other road users. It is a major cause of collisions. If you've been injured as a result of distracted drivers you could be eligible for compensation.
While many people think of texting or talking on the phone when they hear the phrase distracted driving, it's actually any activity that takes your hands off the steering wheel, your eyes off of the road, or mind away from the task at the moment. This could include eating, reaching for items in the car, talking to passengers and adjusting dashboard controls such as the temperature or radio, personal grooming like shaving or applying makeup, and much more.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI) approximately 80 percent all crashes and 65 percent of near-collisions are the result of driver distraction. And even just turning your attention away from the road for five seconds at 55mph doubles the risk of a crash.
If you've suffered injuries in a crash caused by a distracted driver, an experienced auto accident lawyer can aid. They will investigate your case and present the strongest arguments in favor of full compensation. This includes covering all of your future and current costs.
Car crashes
Car accidents can take many forms that range from simple fender benders, to devastating head-on collisions. The nature of the accident determines the liability, as does the severity and nature of the injuries to the victims and their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver error is the most common reason for motor vehicle accidents. Even the tiniest distractions such as flipping through radio stations, putting on makeup or looking at a map can result in an accident of serious severity. Other causes of car accidents include speeding, drunk or reckless driving, bad weather conditions, inexperienced drivers, or elderly drivers.
A experienced New York City car accident lawyer can analyze your case and identify the parties responsible for your injuries and financial losses. They can also negotiate with the insurance company to reach a fair settlement for your claim.
A skilled lawyer for auto accident law firms accidents can assist you in obtaining the compensation you deserve, including for future and past medical expenses, lost wages, physical and mental distress, and other damages. They can also ensure that your claim has coverage for sub-insured or uninsured drivers, in the event that they are required. This is particularly important if the at-fault driver does not have insurance, or has only the minimum coverage required under New York law.
Motorists who are uninsured or underinsured
Some drivers don't carry insurance, while others have minimal coverage. If an under-, or uninsured motorist causes collisions, it can be especially difficult to recover compensation for your loss. In these instances, it is important to have a skilled lawyer on your side as well as the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive policy and can provide you with important protections if you are involved in a serious accident.
The process of filing a UIM/UM claim is similar to filing a standard car accident claim. It typically involves submitting copies of your medical bills as well as repair bills for your car. The insurance company will scrutinize these documents along with other ones to determine if your losses are covered by the policy of the other driver.
It is recommended to speak with a New York City car accident lawyer as soon as you can after the crash and make an UIM/UM claim as soon as possible and especially when the other driver says they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property destruction
If your car is damaged in an accident, you may claim compensation through the insurance company of the party at fault. Our lawyers can assist you with filing a claim in order to recover financial and non-economic expenses, like medical expenses and lost wages. You may also be able to claim compensation for your pain and suffering.
We will thoroughly review the damage caused to your vehicle, and then record all physical evidence for your case. This includes taking pictures of the accident scene and your property, as well as any damage, such as dents and broken glass. We will also gather any police reports or accidents and any information about witnesses.
The law in New York State is comparative negligence, which means that even if you are found to be partially responsible for the accident, your damages will be reduced by the proportion of liability attributed to you. The defendant could also be found to be entirely responsible for the accident, and thus not eligible to claim any compensation in any way.
You should not give any written or oral declarations to the representatives of the insurance companies of the parties at fault, as they can be used later in court to smear you. It is also essential to see a physician immediately after the accident, since some injuries take a long time to manifest and could be used against you if you attempt to get compensation for your injuries later on.