10 Facts About Auto Accident Lawyer That Insists On Putting You In The Best Mood

New York auto accident attorneys Accident Law

An attorney for car accidents is your advocate and will ensure that your side of the story is heard. He or she will negotiate with the insurance provider and present your case in front of a judge and jury, if needed.

Certain states have the tort liability system as it is in common practice and some states have no fault or add on auto insurance laws. There are still time limits known as statutes that must be adhered to.

Fault

The determination of who is at fault is an important aspect of the insurance and legal claims process. It might seem obvious in some cases, such as rear-end collisions, but usually it is not. The determination of fault is based upon state laws and the specific facts of each incident. Some states use pure comparative negligence. In this case, the percentage of fault you are responsible for in an accident determines what damages you are able to claim.

Even if the fault discovered to be greater than 51%, you may still claim some damage you've sustained through supplemental policies like MedPay and PIP. Certain states also have modified comparative negligence. These laws permit injured motorists to utilize their own insurance to pay for expenses even if they're partly responsible for the collision.

Following an accident, it's normal to be shaken and to feel the need to point the finger at another person. This can result in costly mistakes and have a negative effect. A skilled lawyer can help you avoid these pitfalls and help you get the answers you require quickly and precisely.

Damages

Damages are the compensations given to compensate victims for financial losses incurred by the negligence of another party. This kind of compensation can pay for a variety expenses, such as medical expenses and lost wages, income, and vehicle property damage. A lawyer for car accidents will scrutinize receipts, invoices and other financial documents to determine the amount of damages you're due.

Non-economic damages can be difficult to quantify, and may include intangible damage such as pain and suffering. This type of compensation is usually subject to devaluation by insurance providers and it is imperative to consult with a knowledgeable lawyer to ensure that your damages are properly valued.

In New York, if you suffered serious injuries, or if your losses exceeded the limits of your insurance policy it is possible to avoid the no-fault system and sue for all your economic and non-economic damages, including suffering and pain. New York is a state that has a system of comparative negligence, therefore your claim will be reduced depending on the percentage of blame you're assigned. An experienced attorney will do everything to maximize the amount you are able to recover.

Statute of limitations

In a case involving a car crash, the statute of limitations is the amount of time you must seek damages. Typically, this is three years but can differ based on the type of lawsuit and the laws of the state.

Statutes of limitation are vital in that they ensure that any claim filed in court is investigated properly before the deadline expires. After this period it could be too late for witnesses, physical evidences such as tires marks and debris can disappear or be destroyed, and public records could be misplaced.

As the years pass, witnesses tend to forget important details. For example it would be untrue for eyewitnesses to be expected to recall specific details regarding an accident in a car that occurred 15 years ago. A statute of limitations prevents plaintiffs from bringing a lawsuit too late after the accident, because it could bias the jury against them. It's important to contact an New York auto accident lawyer as soon as you can and start the process.

Insurance

All drivers in New York are required by law to carry insurance for their cars. This type of insurance is designed to reimburse the policyholder and their passengers for their economic losses if they are involved in an accident, regardless of who was the cause of the accident. This is referred to as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, auto Accidents most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance pays victims who have been injured by uninsured, underinsured, or hit-and-run drivers. UM/UIM is typically provided in the amount of $25,000 for a person and $50,000 per accident.

Bodily Injury Liability protects the policyholder in case they are sued by a third party for damages, such as medical bills or property damage. Third parties may also make claims for suffering and pain when the injury is severe enough to warrant it. However, most third-party claims are settled through insurance companies. A competent lawyer can help you to recover the maximum amount of damages.

Contact an attorney

Car accidents can be stressful and costly that range from car damages to medical bills to lost wages. A lawyer can help determine who's fault the incident was, and seek compensation from the person responsible.

A lawyer will also ensure that your claim is inclusive of all of your losses and expenses. They will consider your financial expenses as well as emotional and physical suffering. They will also consider the impact of your injuries on your quality-of-life.

In New York, if the negligent driver did not have insurance or carried only the minimum amount required by law, you could be able to claim compensation under your insurance policy's uninsured motorist coverage (UM). This option is discussed with an attorney.

It is important to work with an experienced lawyer for auto accidents. Their education and experience puts them in a better position to get you the compensation you deserve. Your lawyer will let the insurers of the defendants know that you're willing to accept the case. This usually leads to an increase in the settlement offer.